Author Archives: Jay Butchko
Judgment & Involuntary Liens On Florida Real Property
A lien is defined as a claim on another person’s property that exists because of an unpaid debt relating to that property. It forms what is called an encumbrance on property until the debt no longer exists – in other words, if you have a lien on your property, you cannot sell it without… Read More »
Different Types of Deeds In Florida
When a person or a couple wants to purchase a home in Florida, the way the property is legally transferred is through an instrument called a deed. There are several different types of deeds, but if you are not informed about the differences between them, you may wind up agreeing to more than you… Read More »
Property Management Companies vs HOAs: Who’s The Boss?
Many homeowners’ associations (HOAs) in Florida are what is known as self-managed; they handle their finances in-house, out of either necessity or a simple belief that outside help is not necessary. Associations that are larger, or deal in more complex financial transactions, can and do engage outside help to manage their affairs, though they… Read More »
Parking Questions In Florida Homeowners’ Associations
One of the most commonly disputed issues for many Florida homeowners’ associations (HOAs) is parking. Sometimes, parking spots are necessarily limited due to lot size or other issues, but even necessary rules can lead to disagreements and disputes – if an HOA is not careful, it may even find itself faced with a civil… Read More »
What Are Special Assessments?
One of the major duties for homeowners’ associations (HOAs) and condominium boards is to maintain an appropriate reserve fund in order to replace and maintain common items and areas. However, if something happens where major repairs or replacements are needed, the association may simply not have the funds on hand to make the changes…. Read More »
The Florida Homestead Exemption
When someone purchases property or real estate in Florida, they are usually given the opportunity to apply for what the law calls a homestead exemption. Florida’s tax laws are extremely favorable to homeowners, and the state’s homestead exemption is a status which allows you to escape some of what might be a heavy tax… Read More »
Can My HOA Prevent Me From Working From Home?
The strong majority of Florida homeowners’ associations (HOAs) prevent homeowners from engaging in any kind of commercial or ‘non-residential’ activity out of their home. However, with the onset of the COVID-19 pandemic, many of those who might otherwise do their work in offices have found themselves stuck at home telecommuting. With the existing prohibitions… Read More »
The Evolution Of Real Estate Transactions During The COVID-19 Pandemic
The general procedure for buying and selling real estate can often be a complex process, especially when there are potential issues before closing. That said, the reality of the COVID-19 pandemic has wreaked havoc on normalcy in 2020, and industry has had to adapt. One significant change in Florida law that has already made… Read More »
Homeowners’ Associations Can Regulate ‘Yard Displays’ This Election Season
In 2020, election season has been drawn-out and passionate, with many strong opinions on all sides of the political spectrum. Because of the depth of feeling present, many people are inclined to try and show their support for one candidate or another, most often by placing signs or flags out on their property. However,… Read More »
Common Reasons For HOA Lawsuits
In Florida, homeowners’ associations (HOAs) have a lot of power, with the ability to regulate almost every facet of life for the association’s members, because when someone moves in, they are generally required to sign a form displaying the association’s covenants, conditions, and restrictions (CC&Rs). While the HOA can file suit against a homeowner… Read More »